General Advice Disclosure & Important Information

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Superannuation.com



Please read this disclosure before using the superannuation comparator on this website.

About This Website

Superannuation.com Pty Ltd (ABN [XX XXX XXX XXX]) is a Corporate Authorised Representative (CAR No. [XXXXXX]) of AvalonFS Pty Ltd, Australian Financial Services Licence No. 437518 (AvalonFS).

This website operates a superannuation fund comparator tool. It allows you to view and compare performance data and other information for a range of industry superannuation funds. It does not process applications, accept contributions or enrol you in any fund.

General Advice Warning

This is important — please read before using the comparator

The information and comparisons on this website are general in nature only. They have been prepared without taking into account your individual objectives, financial situation or needs.

Before acting on any information on this website, you should consider whether it is appropriate for you having regard to your own objectives, financial situation and needs.

This website does not provide personal financial advice. Nothing on this site is a recommendation that any particular superannuation fund is suitable for you.

Any decision to select or join a superannuation fund is entirely yours.

How This Comparator Works

This website displays performance and other data for a range of industry superannuation funds to help you compare your options. The data is presented for information purposes only.

When you click through to a fund, you are taken directly to that fund’s own website. What happens from that point — including how you apply to join, what information you are asked to provide, and how your membership is established — is entirely a matter between you and that fund. Superannuation.com has no involvement in that process.

The Risk Level filter

The Risk Level filter allows you to sort and view funds by investment option risk category. It is a sorting tool only. It does not constitute a recommendation that any particular risk level or investment option is appropriate for your circumstances. Which risk level you choose to view, and any decision you make based on the results displayed, is entirely yours.

Before You Make a Decision

Before joining or switching to any superannuation fund, we strongly encourage you to read two key documents that the fund is required to make available to you:

Read these documents before you decide

Target Market Determination (TMD) — The TMD describes the type of consumer the product has been designed for. Reading it will help you assess whether the fund and investment option you are considering is likely to be consistent with your objectives, financial situation and needs.

Product Disclosure Statement (PDS) — The PDS sets out the features, fees, risks and other key information about the fund. It is the primary document you should read before deciding to join or switch.

Both documents are available on the relevant fund’s website. You can access the fund’s website by clicking through from this comparator. You should not make a decision to join or switch funds without reading these documents first.

How We Are Paid — Our Commercial Relationships

In the interests of transparency, you should be aware that Superannuation.com Pty Ltd has commercial relationships that may be relevant to your use of this website.

Commercial interest disclosure

When you click through to a superannuation fund’s website from this comparator, the fund may pay a referral fee to Finder.com.au.

Superannuation.com Pty Ltd has a commercial arrangement with Finder.com.au and receives a revenue share in connection with those referrals. This means Superannuation.com has a financial interest in users clicking through to fund websites.

Not all funds listed in the comparator necessarily have a referral fee arrangement in place. The presence or absence of a commercial relationship does not affect the data displayed or the order in which funds appear in the comparator — that data is sourced independently from SuperRatings as described below.

Superannuation.com does not charge you any fee for using this comparator.

Data Sources and Limitations

The information in this comparator is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No. 1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445.

In limited instances where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund. Superannuation.com does not independently verify fund-provided data.

Important limitations on the data

Past performance is not a reliable indicator of future performance.

Fund performance figures are based on the dates and assumptions specified in the comparator and may change without notice.

The comparator does not take into account all fees, costs or tax implications that may apply to your individual account.

Figures shown may differ from those published by individual funds due to differences in calculation methodology or reporting periods.

Complaints

If you have a complaint about the information or general advice provided on this website, please contact us in the first instance:

Emailcomplaints@superannuation.com
Post1/60 Park St, Sydney NSW 2000
Response timeWe will acknowledge your complaint within 1 business day and provide a substantive response within 30 days.

If we are unable to resolve your complaint to your satisfaction, you may refer it to the Australian Financial Complaints Authority (AFCA):

Websitewww.afca.org.au
Phone1800 931 678 (free call)
Emailinfo@afca.org.au

AvalonFS Pty Ltd is a member of AFCA. AFCA provides free, independent dispute resolution for financial complaints.

Superannuation.com Pty Ltd (ABN [XX XXX XXX XXX]) CAR No. [XXXXXX] is a Corporate Authorised Representative of AvalonFS Pty Ltd ABN 43 162 297 298, Australian Financial Services Licence No. 437518. This disclosure is provided in accordance with the requirements of the Corporations Act 2001 (Cth) and does not constitute personal financial advice.

This disclosure should be read in conjunction with any Financial Services Guide (FSG) or website disclosure information made available on this site. AvalonFS Pty Ltd holds professional indemnity insurance as required under its Australian Financial Services Licence.